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How We Invest

GLC’s management team will coalesce their unique skillset to capitalize on evolutionary secular trends to generate superlative returns for investors and drive positive change.

Providing growth equity capital to early adaptors in burgeoning industries such as unbiased housing and decarbonized aviation will maximize investor upside and tangible social impact.
Environmental, Social & Governance (ESG)
Industry Expertise
Secular Industry Evolution
Secular Industry Evolution

• Environment Consciousness
• Social Inclusion
• Asset Digitization

Industry Expertise

• Residential Mortgages
• Commercial Aviation
• Social Legal Reform

Environmental, Social & Governance (ESG)

• Carbon Neutral Technologies
• Inclusive lending practices
• Diverse management teams

Investment STRATEGY

Unbiased Housing

Aviation Decarbonization

ADDRESSABLE OPPORTUNITY

Homeownership is a demonstrated means of establishing generational wealth. Predecessor discriminatory policies and their descendant structural societal biases have resulted in highly imbalanced homeownership rates between Caucasian and BIPOC communities. Such disparities inflict harm upon subsequent generations, perpetuating a cycle of inequity. The manifestation of this cycle is a race-based homeownership gulf greater today than at the time of the passage of the Civil Rights Act. 

Promoting homeownership parity has been a core focus for many public institutions but many of the catalysts which propagated these outcomes remain entrenched; hence inhibiting meaningful momentum.

In addition to the broadly structurally-disadvantaged BIPOC communities, mortgage lending practices tend to deemphasize entrepreneurs, foreign nationals and recent college graduates. 

GLC believes it is possible to help many members of these cohorts access home ownership, which had previously eluded them, through the application of artificial intelligence and alternative data. Artificial intelligence systems are capable of lifting the veil of human and system biases, holistically assessing the creditworthiness of a prospective borrower.

GLC APPROACH

GLC will invest in mortgage origination platforms licensed to operate in geographies with higher concentrations of target demographics. We will work with management and tech-enabled lending institutions to develop tailored lending algorithms which minimize both risk and disparate impact. GLC will also generate value by helping to improve the operational efficiencies and capital structure of our portfolio mortgage origination platforms. 

 

The process of increasing operating efficiencies includes implementation of third-party technological solutions which presents downstream investment opportunities.  GLC will benefit from the synergies of investing in both the mortgage origination platforms and the technological solutions.

Credit metrics are not the only constraints limiting the access that minority communities have to stable housing. 

 

Additional impediments such as broker transaction fees, security deposits and insurance requirements serve as barriers. Therefore, GLC will also invest in technology-enabled companies dedicated to remediating these inhibiting factors.

GLC’s deployment of innovative technological solutions to address previously intractable societal inequities will generate superlative returns while concurrently helping bridge the generational wealth gap afflicting underserved communities.

ADDRESSABLE OPPORTUNITY

Aviation is a core industry to the global economy and leisure travel represents an increasingly popular form of discretionary consumption.

However, aviation is responsible for a material percentage of global carbon emissions and the idiosyncratic nature of flight requires industry-specific solutions which cannot be leveraged from grid-based decarbonization strategies.

Governments globally have implemented legislation mandating the decarbonization of commercial aviation by 2050.

 

 In response, airlines globally have begun to focus on reducing their carbon footprints. The combination of the industry’s protracted R&D lead times and the mandated decarbonization targets renders decarbonized aviation an acyclical sector and establishes a captive, burgeoning market for technologies which GLC’s portfolio companies develop. Precedent has demonstrated that significant barriers to entry emerge after the development of the first several generations of propulsion technologies, emphasizing the importance of GLC’s early adoption strategies.

GLC APPROACH

GLC intends to invest in companies whose primary business involves the development or production of decarbonized aviation propulsion technology. There are several technological approaches to decarbonized propulsion being developed, such as battery, hydrogen fuel cell and hydrogen combustion – each of which is likely to be viable for distinct mission types.

Symbiotically with the propulsion technologies, there are multiple downstream subsectors operating such technologies which present investable opportunities: eVTOL, cargo, autonomous flight, regional air mobility, and commercial aviation.

GLC intends to apply a portfolio-based approach to its decarbonized aviation strategy by investing in a plurality of companies developing the various forms of decarbonized propulsion technologies as well as a plurality of subsectors operating such technologies.

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